Simplify Payroll. Improve Visibility. Strengthen Workforce Operations.
ProQPay is MSG's enterprise payroll operating system for validation, multi-level approval, payment instructions, client-funded execution orchestration, optional working capital, reconciliation, audit, and reporting.
Product of PT Mandiri Semesta Gemilang · msg-os.com
Payroll problems
Payroll is more complex than ever
Enterprise payroll teams must reconcile attendance, allowances, statutory obligations, multi-entity structures, and bank disbursement—often under fixed cut-off pressure.
- Manual processes reduce HR productivity
- Calculation errors affect employee trust
- PPh 21 and BPJS complexity increases compliance risk
- Mass salary disbursement across banks is operationally demanding
- Multi-branch and multi-entity payroll lacks standardization
- Sensitive payroll data requires strong access control
Solution
Two payroll execution models under one control plane
ProQPay connects payroll preparation, validation, multi-level approval, source-of-funds decisioning, payment instructions, execution monitoring, reconciliation, and reporting. Client-funded payroll is the default; working capital is an optional branch.
Process
Payroll operating flow
A clear control plane from preparation through reconciliation.
- 1Step 1
Prepare & validate
Attendance, pay items, exceptions, and readiness checks.
- 2Step 2
Multi-level approval
Configurable HR and finance authorization before money moves.
- 3Step 3
Payment instructions
Client-funded orchestration with optional working capital path.
- 4Step 4
Reconcile & report
Settlement visibility, audit trail, and leadership reporting.
Features
Status labels show what is available versus planned or in development.
Client-Funded Payroll
Approval Workflow
Payment Instructions
Optional Working Capital
Reporting
Audit Trail
Working capital, workflow & reports
Payroll processing
Calculate salary, allowances, overtime, and deductions with exception handling before approval.
Approval workflow
Route multi-level review so HR and finance authorize payroll before money moves.
Client-funded execution
Default path: source of funds remains the client bank account; ProQPay does not own client payroll money.
Optional working capital
When approved and policy-aligned, temporary funding may bridge cash-flow timing—never forced on every cycle.
Payment instructions & execution
Build payment instructions and monitor execution status with reconciliation and audit.
Reconciliation
Close the cycle with finance-ready settlement and status visibility.
Reporting
Provide leadership and operations with cost, headcount, and cycle performance views.
Security and auditability
Role-based access and retained history for material payroll actions.
Roadmap
Security & auditability
- Role-based access for sensitive payroll data
- Approval history for material decisions
- Separation of prepare, approve, and pay
- Multi-entity control model
Questions enterprises ask about MSG
Clear answers about MSG services, operations, ProQPay, and how we partner with enterprise teams.
Request a ProQPay demo
See payroll processing, approvals, disbursement, and working capital support in a guided walkthrough.